Terms of use

Access to and use of this site ('ukloannews.co.uk') is provided by Weboptimiser Limited subject to the following terms:

By using ukloannews.co.uk you agree to be legally bound by these terms, which shall take effect immediately on your first use of ukloannews.co.uk. If you do not agree to be legally bound by all the following terms please do not access and/or use ukloannews.co.uk.
Weboptimiser Limited may change these terms at any time by posting changes online. Please review these terms regularly to ensure you are aware of any changes. Your continued use of ukloannews.co.uk after changes are posted means you agree to be legally bound by these terms as updated and/or amended.

Use of ukloannews.co.uk

You may not copy, reproduce, republish, download, post, broadcast, transmit, make available to the public, or otherwise use ukloannews.co.uk content in any way except for your own personal, non-commercial use. You also agree not to adapt, alter or create a derivative work from any ukloannews.co.uk content except for your own personal, non-commercial use. Any other use of ukloannews.co.uk content requires the prior written permission of Weboptimiser Limited.
You agree to use ukloannews.co.uk only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of ukloannews.co.uk. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content or disrupting the normal flow of dialogue within ukloannews.co.uk.

Disclaimers and Limitation of Liability

ukloannews.co.uk content, including the information, names, images, pictures, logos and icons regarding or relating to Weboptimiser Limited its products and services (or to third party products and services), is provided "AS IS" and on an "IS AVAILABLE" basis without any representations or any kind of warranty made (whether express or implied by law) to the extent permitted by law, including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
Under no circumstances will Weboptimiser Limited be liable for any of the following losses or damage (whether such losses where foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of ukloannews.co.uk regardless of the form of action.
Weboptimiser Limited does not warrant that functions contained in ukloannews.co.uk content will be uninterrupted or error free, that defects will be corrected, or that ukloannews.co.uk or the server that makes it available are free of viruses or bugs.

Intellectual Property

The names, images and logos identifying Weboptimiser Limited or third parties and their products and services are subject to copyright, design rights and trade marks of Weboptimiser Limited and/or third parties. Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any licence or right to use any trademark, patent, design right or copyright of Weboptimiser Limited or any other third party.

Contributions to ukloannews.co.uk

Where you are invited to submit any contribution to ukloannews.co.uk (including any text, photographs, graphics, video or audio) you agree, by submitting your contribution, to grant Weboptimiser Limited a perpetual, royalty-free, non-exclusive, sub-licenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, make available to the public, and exercise all copyright and publicity rights with respect to your contribution worldwide and/or to incorporate your contribution in other works in any media now known or later developed for the full term of any rights that may exist in your contribution, and in accordance with privacy restrictions set out in Weboptimiser Limited's Privacy Policy. If you do not want to grant to Weboptimiser Limited the rights set out above, please do not submit your contribution to ukloannews.co.uk.

Further to paragraph 9, by submitting your contribution to ukloannews.co.uk, you:
- 10.1 warrant that your contribution;
- 10.1.1 is your own original work and that you have the right to make it available to Weboptimiser Limited for all the purposes specified above;
- 10.1.2 is not defamatory; and
- 10.1.3 does not infringe any law; and
- 10.2 indemnify Weboptimiser Limited against all legal fees, damages and other expenses that may be incurred by Weboptimiser Limited as a result of your breach of the above warranty; and
- 10.3 waive any moral rights in your contribution for the purposes of its submission to and publication on ukloannews.co.uk and the purposes specified above.

ukloannews.co.uk message boards Rules

You agree to use ukloannews.co.uk message boards (Forums) in accordance with the following message boards Rules. These apply across all ukloannews.co.uk message boards sites and services.

About your posts:

Only civil and tasteful contributions are acceptable.
No offensive, abusive or disruptive behaviour: contributions must be pleasant, constructive and polite. You will not behave in a hateful manner, and will not harrass, threaten, or attack anyone.
You will not post any material that is knowingly false, misleading, or inaccurate.
No unlawful or objectionable language: unlawful, harassing, defamatory, abusive, threatening, harmful, obscene, profane, sexually oriented, racially offensive or otherwise objectionable. You will not provide a link to such content either.
You will not use multiple logins for the purpose of disrupting the message boards or annoying other users. You will not try to impersonate any person or entity. You will not alter your software to forge headers or manipulate identifiers in order to disguise the origin of any posting.
No off-topic material: we don't allow the submission of the same or very similar contributions many times. Please don't re-submit your contribution to more than one discussion, or contribute off-topic material in subject-specific areas. This is also known as "flooding".
No advertising, chain letters, pyramid schemes, or solicitations.
All contributions must be in English.
If you refer to specific URLs (web site addresses) they may be altered or removed.

General

The views expressed in ukloannews.co.uk message boards areas are those of members of the public and are not necessarily those of Weboptimiser Limited.
Contributing material with the intention of committing or promoting an illegal act is strictly prohibited.
You agree to only submit materials which are your own original work.
You must not violate, plagiarise, or infringe the rights of third parties including copyright, trade mark, trade secrets, privacy, publicity, personal or proprietary rights.
You remain solely responsible for anything found within your posts and agree to indemnify and hold Weboptimiser Ltd and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of any material you submit, post, your use of the message boards, your connection to the Forums, your violation of these terms, legal notice, privacy policy, or your violation of anothers rights.
The message board owners do not and cannot review all of the content of every message posted and do not accept responsibility for the contents of any messages. We reserve the right to delete any message and/or restrict posting rights in our message boards for any reason whatsoever at our sole discretion. Should you continue to post messages that violate the rules of the message boards, your account may be terminated, your access to the message boards may be banned, and your service provider(s) may be contacted about your behavior. Furthermore, we expressly reserve our rights under the law to take any other actions we deem necessary.
Weboptimiser Ltd also reserves the right to disclose personal information when required by law or in the good-faith belief that such action is necessary to conform to the edicts of the law or comply with a legal process served. To protect and defend the rights or property of Weboptimiser Ltd's network of sites, or visitors to Weboptimiser sites. We may identify persons who may be violating the law, the legal notice, or the rights of third parties, and cooperate with the investigations that may arise.
If there is any conflict between these terms and specific terms appearing elsewhere on ukloannews.co.uk then the latter shall prevail.
If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive, remain in full force and effect and continue to be binding and enforceable.
These terms shall be governed by and interpreted in accordance with the laws of England and Wales.

Safety:

We advise that you never reveal any personal information about yourself or anyone else (for example: telephone number, home address or email address).

If you're under 16:

Please get a parent's or guardian's permission before taking part in any ukloannews.co.uk discussion.
We advise that you never reveal any personal information about yourself or anyone else (for example: telephone number, home address or email address).

If you breach these Terms of Use:

If you fail to abide by these message board Rules when taking part in a ukloannews.co.uk message boards service, you will be sent an e-mail which informs you why your contribution has been failed or edited. This mail will also include a warning that continuing to break the rules may result in action being taken against your account or accounts.

This action may include your relevant account or accounts being suspended and previous messages may be removed in theri entirety and your ability to participate in any or all of ukloannews.co.uk message boards areas removed.

If you post or send offensive or inappropriate content anywhere on or to ukloannews.co.uk message boards or otherwise engage in any disruptive behaviour on ukloannews.co.uk. Weboptimiser Limited may use whatever information that is available to it about you to stop any further such infringements. This may include informing relevant third parties such as your employer, school or email provider about the infringement/s.

Weboptimiser Limited reserves the right to delete any contribution, or take action against any account, at any time, for any reason.